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    Arvind Sahakari Bank
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Loans and Advances Interest Rates w.e.f. 01-11-2025

Category Rate Of Interest P.A.
Housing Loan (upto 10 Lacs) 09.40%
Housing Loan (Above 10 Lacs) 09.00%
Housing Loan (Above 35 Lacs) 09.25%
Other Priority Sector Loan (Including CC/WCTL) (Upto 10 lacs) 10.50%
Other Priority Sector Loan (Including CC/WCTL) (Above 10 lacs) 10.00%
Priority Sector Loan (Upto 10 Lacs) 10.50%
Priority Sector Loan (Above 10 Lacs) 10.00%
Education Loan 09.90%
Gold Loan 09.90%
Gold Loan (For Women) 09.25%
Gold Loan (For Staff) 09.00%
LIC / NSC / W.H. / K.V.P. Loan 09.90%
Vehicle Loans 09.50%
Electric Vehicle Loans 09.50%
Consumer Durable Loan 10.00%
Staff Loan 06.50%
Staff Housing Loan
06.00%
Solar Rooftop Renewal Energy Loans
09.90%
CRE / RE (Commercial Loan / Personal Loan)
12.25%

Note:- HNI Loan Customers may be given 1/2% less rate of loan interest depending upon 1) Earlier track record. 2) Credit score (above 725). 3) Security value status. 4) Business position and liquidity (Details enclosed), subject to CEO/Loan Committee/Board Approval. All other terms remain unchanged. (CIBIL Score above 725 – 1/2 % less).